Co-own a vacation home. Your way.

Search PlumMarketplace for listings of fractional home shares available in your desired location and price range.

Buy/Sell Shares

Use PlumConnect mobile app to communicate with your Group, manage a calendar, schedule maintenance, and more.

Manage

PlumConcierge has the experience to walk you through the entire process to help you connect with compatible co-owners.

Start a Group

  • PlumConnect App displaying PlumMarketplace with features like fractional ownership scheduling and uploading documents, featuring an image of a luxury villa titled Pawleys Island Paradise.

    PlumConnect App

    Eliminates co-ownership chaos with AI-powered fair scheduling, real-time repair approvals, and centralized legal docs—so you can enjoy your shared vacation home … and not manage it.

  • Group Calendar

    Group Calendar

    Managing your Group’s schedule is critical to a good co-ownerhip experience. Starting with PlumConnect’s Fair Use scheduling assistant, your Group’s stays are scheduled according to your specifications, evenly distributing stays up to 3 years in advance.

  • Group Communication

    Group Communication

    Keep track of all of the issues that are important to your Group, including renovations, repairs, vendor preferences and anything you need to weigh in on as a group.

  • Document Repository

    Document Repository

    Keeping track of your Group’s documents is important for transparency and peace of mind. With PlumConnect, all of your Group’s legal documents and contracts are accessible within the the app at any time.

  • PlumConnect Mobile App displaying photo albums with images of houses, a dog on a beach, and various listings. Interface includes sorting and search features.

    Photo Albums

    PlumConnect lets you keep track the photos that you’d like to share with the Group. Notice something that needs to be addressed, create an album called “Repairs” and share it with the Group. Or, create an album to be used specifically for real estate listings.

  • Multiple Vacation Homes

    Multiple Vacation Homes

    Own shares in more than one property? PlumConnect lets you easily switch between properties to stay fully engaged with all your fractional investments.

Own with Family & Friends

Survey results on how to pay for vacation home: 67% open to flexible options, 17% group loan, 17% cash/personal loan.

See if you’re really compatible.

Owning a vacation with family and friends can be a wonderful experience but it’s important to make sure you’re aligned. Start your co-ownership journey off on the right foot. 

*Currently for NC Beaches

Affording your dream

Fractional ownership calculator showing buying estimates and home usage. Details include a $1,000,000 target home price, 4 total shares, 7% interest rate, 13 weeks or 91 nights per year usage per share. Cash at closing per share is $72,500, with a $50,000 down payment, $15,000 closing cost, and $7,500 reserve fund deposit shown in a pie chart.



Co-ownership makes it financially possible for you to enjoy vacation ownership, on your budget and on your terms.

Use our easy fractional ownership calculator to see just how affordable your dream vacation home can be!

Find a Group

Check out public group proposals and locations in our marketplace.

Start your own Group

Describe your vacation home and usage privately with family or friends, or team up with well-vetted allies. Whether for creating memories, an investment or both—it’s easy!

  • Free to initiate a proposal

  • Takes <5 minutes.

  • Concierge guidance, if needed.

Co-Owner Stories

Did you know that there are over 2 million co-owned vacation homes in the US? It is one of the most common ways to make second homes affordable and accessible. Here are three Plum clients sharing their experiences with co-ownership, and how Plum helped make it possible.

Entrepreneurial Mom Recruits Beach Group

Jenn wanted a beach home, so she recruited a group of co-owners to buy one.

Friends Form Group to Buy Mountain Home

The Mathiases partnered with 3 other families to co-own the mountain home of their dreams.

Sibling Harmony in Inherited Lake Home

Katy and her siblings inherited a lake home and turned to Plum to make co-ownership easy.

$175K in 1 minute:

Watch the elevator pitch

Plum founder Matt Williamson competed on Entrepreneur Magazine’s Elevator Pitch, and won a shot at a $175k investment from Netflix’s 1st CEO, Marc Randolph. Check out the exciting pitch and the big win!

Some Tough Questions

  • Is this just “sexy timeshare?”

  • Aren’t there already other co-ownership start ups trying this?

  • How will you scale the legal and operational aspects of managing co-owners?

FAQs

  • We help people form groups who are interested in co-ownership, and then we get them Realtor Ready by solving all of the hard things upfront (building the right legal agreements, agreeing to house rules, setting up the budget, understanding how maintenance works, fairly allocating vacation days, etc).  

    Once the group has bought a vacation home together, we make it easy to manage that property with maintenance schedules, concierge services, vacation scheduling, streamlining the finances (including the reserve fund!), and we even offer dispute resolution for that occasional disagreement about whether to buy a hot tub (or other major expenditure)!

  • With a timeshare, you are simply buying “time”. With Plum CoOwnership, you are efficiently buying a fraction or share of a complete vacation home and your usage and equity is equal to your share percentage. Of course, your share price can vary based on the property sale price and number of co-owners. Regardless, this type of investment asset is likely to increase in value over time versus a timeshare which depreciates over time.

    Timeshares are usually condos at a vacation resort, whereas you can co-own a home in any neighborhood in a vacation destination. Typically, timeshares offer limited flexibility with your designated vacation period. Plum CoOwnership, on the other hand, offers greater flexibility in scheduling your vacation. Moreover, you are not allowed to rent or Airbnb your timeshare. With Plum, the co-buyers or group has the option to rent and makes that determination, subject to local rules and regulations.

    Pacaso is an established leader in ultra-luxury property co-ownership. Plum does not own properties but offers access to available vacation properties and other co-buyers through a shared technology platform, while Pacaso only offers access to their properties from their robust acquired real estate portfolio. High net-worth individuals compete for select Pacaso homes vs. Plum’s mass affluent customers that have access to properties anywhere.

    Learn more with our fractional ownership comparison of timeshares, Pacaso and Plum.

  • Co-owning a vacation home refers to a situation in which two or more people jointly own and share the use of a vacation property. This can be a cost-effective way for individuals or families to purchase and enjoy a vacation home, as it allows them to share the costs and responsibilities of ownership.

    Co-ownership arrangements can vary widely, but some common features include:

    • Joint ownership: Co-owners hold legal ownership of the property together and may be listed on the title or deed as co-owners.

    • Shared use: Co-owners typically agree on a schedule or schedule in advance to determine when each person or group has access to the property.

    • Expense sharing: Co-owners may divide the costs of owning and maintaining the property, such as mortgage payments, property taxes, insurance, and repairs.

    • Decision-making: Co-owners may need to come to a consensus on major decisions related to the property, such as renovations or selling the property.

    Plum Co-ownership helps co-owners have a clear understanding of their rights and responsibilities as co-owners, and to create a written agreement in place outlining the terms of their co-ownership arrangement. This can help to prevent misunderstandings or disputes and ensure that the co-ownership arrangement runs smoothly.

  • That’s up to you!  In our experience, we generally see groups of 3-4, and sometimes groups of 8-10.  The groups who aim for 3-4 owners usually think of the property as a comfy getaway where they can leave some of their belongings and have high availability and flexibility.  The groups of 8-10 generally like to be able to go to the same place, have the comfort and familiarity of a single home, and value very affordable ownership shares, but treat the property a bit more like a “check in, check out” experience.

As Featured In

solid purple color background

Contact Us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!