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How It Works

Plum simplifies co-ownership with tools to help you every step of the way.

We help you through the journey

All the details you want to know

Listen to shared experiences

Your dream is affordable and within reach

We’re here to help!

Turn your vacation dreams
into vacation reality

Plum simplifies co-ownership with tools
to help you every step of the way.

Co-ownership Makes Your Dream Home Affordable

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Co-ownership makes it financially possible for you to enjoy vacation ownership, on your budget and on your terms.

Use our easy calculator to see just how affordable co-ownership can be!

Find a group to join… or start one!

Whether you’re a group of family or friends that wish to explore privately, or if you’re comfortable partnering with well-vetted partners, you can build a proposal in less than 5 minutes to share as you wish… for free!

Curious? Check out public proposals and listings in our marketplace.

Co-owner Stories

Did you know that there are over 2 million co-owned vacation homes in the US? It is one of the most common ways to make second homes affordable and accessible. Here are three Plum clients sharing their experiences with co-ownership, and how Plum helped make it possible.

Entrepreneurial Mom

Recruits Beach Group

Jenn wanted a beach home,
so she recruited a group of
co-owners to buy one.

Friends Form Group to

Buy Mountain Home

The Mathiases partnered with
3 other families to co-own the
mountain home of their dreams.

Sibling Harmony in

Inherited Lake Home

Katy and her siblings inherited
a lake home and turned to
Plum to make co-ownership easy

As featured in

Get Help with Co-ownership

Plum’s friendly concierges are here to answer questions about co-ownership. Drop us a line and let us help you on your co-ownership journey!

Homepage - Get help with Co-Ownership

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Frequently Asked Questions

In the simplest language, what does Plum do?

We help people form co-ownership groups and help them get Realtor Ready™ by solving all of the hard things upfront (building the right legal agreements, agreeing to house rules, setting up the budget, understanding the maintenance schedule, and fairly allocating vacation days). 

Once the group has bought a vacation home together, we make it easy to manage that property with maintenance schedules, concierge services, vacation scheduling, streamlining the finances (including the reserve fund!), and we even offer dispute resolution for that occasional disagreement about whether to buy that hot tub!

What does "co-owning" a vacation home mean?

Co-owning a vacation home refers to a situation in which two or more people jointly own and share the use of a vacation property. This can be a cost-effective way for individuals or families to purchase and enjoy a vacation home, as it allows them to share the costs and responsibilities of ownership.

Co-ownership arrangements can vary widely, but some common features include:

  • Joint ownership: Co-owners hold legal ownership of the property together and may be listed on the title or deed as co-owners.
  • Shared use: Co-owners typically agree on a schedule or schedule in advance to determine when each person or group has access to the property.
  • Expense sharing: Co-owners may divide the costs of owning and maintaining the property, such as mortgage payments, property taxes, insurance, and repairs.
  • Decision-making: Co-owners may need to come to a consensus on major decisions related to the property, such as renovations or selling the property.

Plum Co-ownership helps co-owners have a clear understanding of their rights and responsibilities as co-owners, and to create a written agreement in place outlining the terms of their co-ownership arrangement. This can help to prevent misunderstandings or disputes and ensure that the co-ownership arrangement runs smoothly.

How many co-owners are there per home?
That’s up to you!  In our experience, we generally see groups of 3-4, and sometimes groups of 8-10.  The groups who aim for 3-4 owners usually think of the property as a comfy getaway where they can leave some of their belongings and have high availability and flexibility.  The groups of 8-10 generally like to be able to go to the same place, have the comfort and familiarity of a single home, and value very affordable ownership shares, but treat the property a bit more like a “check in, check out” experience.

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